Yes, there is still a hold -- Usually equal to the 'Excess' amount.
The car hire companies don't accept any Third Party Insurance -- including the Credit Card. That's why they collect a 'Hold' and advise that in the event of damage, they will bill YOU and you must then 'Claim it Back' from the Credit Card people. The same is true with Third Party coverage.
Nearly all Third Party coverages ONLY cover 'Excess' and have an upper limit that is generally in the $5000 range. I only buy it for to cover the things that CDW / Excess and the Credit Card DON'T cover -- and I usually manage to get two trips worth of coverage from a single, Annual Policy.
FYI -- It usually covers car hire in all of Europe, too -- Not JUST Ireland -- so, I've also used the same coverage in England and Wales, too.
Help Us to Help You. The more you tell us about your plans (dates, interests, budget), the better we can tailor our advice to suit!
I've only ever bought the offered insurances one time, when it was part of a group package. For all our other rentals, I used a Credit Card for coverage. The only claims / accidental expenses I've incurred were replacing three tires and repairing one bent wheel -- all caused by striking potholes and NOT curbs or rock walls. Credit card, Standard CDW and 'Excess' don't cover those, although most companies now offer a tire and wheel option, above and beyond.
The first tire was in 2005 and the other two (and wheel) happened in 2009, so it was only TWO incidences out of 21. Starting in 2010, I have purchased a Third Party, Annual Policy that covers 'Excess' and tire, wheel, wrong fuel, lost keys and more from various providers -- and had NO claims whatsoever! My current policy -- which runs from Oct 28, 2016 - Oct 27, 2017, cost me 58 GBP and was purchased from www.worldwideinsure.com
I found them by searching here: http://www.moneymaxim.co.uk/faq/car-hire-insurance/non-uk-residents-expat-car-hire-insurance
Which insurance(s) to buy is a HIGHLY personal decision. As Roy said, your Personal 'Comfort Level' plays a key factor that sometimes over-writes purely financial issues.
I ALWAYS recommend dealing Directly with the owner of the vehicle, rather than a Consolidator or Third-Party Agent. Although Michele has used Fox and a number of the 'IrelandYes Irregulars' have happily done business with Conn, I find MY 'Peace of Mind' comes from dealing DIRECT.
I have rented using my credit card, I have also rented from Dooley and Conn. I have not had to make a claim, but do enjoy the peace of mind of all inclusive insurance. I am, after all, on vacation. I have never rented through Expedia so can't speak to them.Dooley and Conn were both easy to rent through.
Two rules for Ireland, Take your time & bring a sense of humour
This just confirms what we have been discussing about getting the rental car and driving in Dublin. Thanks for great advice.
"Ireland Expert" Michele ErdvigClick links for Michele's Book or Custom Ireland ItineraryVisit Michele's Irish Shop for unique Irish gifts and beautiful photos of Ireland.
I've made no plans beyond airfare yet. We sent my son to Ireland on his honeymoon last year and he flew into Shannon. I thought it might make sense to explore south and west of Dublin and leave the Shannon/west coast of Ireland for another trip. We're planning on arriving early AM Thurs Sept 14th and flying out Friday Sept 22nd. I'd like to spend 1 night at the Shelbourne to celebrate our anniversary either the 14th when we arrive or thurs the 21 our last night. I'll definitely take the regular/super versions of the insurance offered by the rental company & I can drive a manual transmission.
Really not sure where to go beyond that. I know I want to experience some local pubs, see some beautiful sights, stay in some B&b's for a bit more localized flare and a chance to chat up the host about the areas they live in.
Where are you heading off to? Your first night route would determine your car hire options. For, example, Hertz has a depot on the South Circular Road, very near the R115. That gives you easy access to the M50 South, toward Wicklow.
If your plans include Galway, Cork or Killarney (or points in between) it's probably just as convenient to return to the airport to pick up your car -- and that would widen your options of both Companies AND vehicles.
Are you planning to purchase the FULL insurances, or to 'Waive' them by using an acceptable Credit Card? If using a CC, but sure to read and understand the pertinent postings relating to the Rules and Requirements for doing so.
murphy wrote:Vallan, I have been to Ireland 6 times and have driven a rental car each time. With this much driving experience, I would never consider driving in down-town Dublin or anywhere inside the M50 ring road. It is a very compact city but very congested with traffic and one-way streets. It has a great user friendly mass transit system. Since you are a first-time visitor, I would absolutely recommend taking a bus from the airport to your downtown hotel, and then when you are ready to get your rental car, take a bus back to the airport to do so, and from there you have easy access to the M50 and that will take you to your chosen route or onto the main motorway north. Dan
Vallan, I have been to Ireland 6 times and have driven a rental car each time. With this much driving experience, I would never consider driving in down-town Dublin or anywhere inside the M50 ring road. It is a very compact city but very congested with traffic and one-way streets. It has a great user friendly mass transit system. Since you are a first-time visitor, I would absolutely recommend taking a bus from the airport to your downtown hotel, and then when you are ready to get your rental car, take a bus back to the airport to do so, and from there you have easy access to the M50 and that will take you to your chosen route or onto the main motorway north. Dan
I second this excellent advice!
Roy wrote: "Sound advice from the man who drove through city centre Dublin!"
I've actually driven in / through Dublin a few times. I even kept the car during a two night stay at Staunton-On-The-Green, and drove myself to the airport, after! NEVER again, though . . . Ah, to be young and foolish once again -- As opposed to old and foolish
Itallian Chauffeur wrote:Tim -- No problem -- we're happy to help. Buying Full Insurance, as opposed to using a Credit Card's coverage, is a VERY Personal decision and it's hard to put a price on the 'Peace of Mind' element.As to driving difficulty, I've NOT ever found it to be significantly different driving in Ireland as opposed to anywhere else. True, there's the whole, 'Opposite Side of the Road' factor -- and the Irish Rural roads ARE narrower than most US and Canadian roads, but those "problems" really aren't all that significant, over-all.I actually find driving in Ireland QUITE enjoyable and often cover 2-3000 miles each, on most of my 20+ visits!
Tim -- No problem -- we're happy to help.
Buying Full Insurance, as opposed to using a Credit Card's coverage, is a VERY Personal decision and it's hard to put a price on the 'Peace of Mind' element.
As to driving difficulty, I've NOT ever found it to be significantly different driving in Ireland as opposed to anywhere else. True, there's the whole, 'Opposite Side of the Road' factor -- and the Irish Rural roads ARE narrower than most US and Canadian roads, but those "problems" really aren't all that significant, over-all.
I actually find driving in Ireland QUITE enjoyable and often cover 2-3000 miles each, on most of my 20+ visits!
Sound advice from the man who drove through city centre Dublin!
Tim -- Welcome to Michele's Forum.
According to what you've said, AutoEurope is a Broker and the Car Hire Company that will actually provide the car is Hertz. Since it will be Hertz that you will be dealing with, you should ask THEM your questions for a DEFINITIVE answer. It SOUNDS like you are getting Full insurance, but it's best to know for sure, ahead of time. I'm NOT a fan of 'Surprises'.
I recommend you email them (Hertz Ireland, Dublin Airport -- NOT Hertz USA) and then take along printed copies of both your query AND their answer, so that there are no problems at pick up.
This is the offer that I received prior to booking a 6-9 passenger people hauler from Easy Tour This fall. This option is only available at the counter when you get there. Also printed out the coupon for the free "never lost GPS". It is part of the quote, but will be taken off the bill when I give them the coupon.
This is the copy of the offer I got when i received the quote:
"The Super CDW does not cover Lost Car Keys, Fuel contamination (petrol into diesel engine), Tire damage, Wheel Damage.
You may now add Tire & Wheel Insurance to your rental contract for just 4 Euros per day. You can do that at the Hertz counter."
Only some rental companies cover tire and wheel damage. Most exclude undercarriage, window and side mirror damage as well as putting in the wrong fuel, or losing the key. When available, tire coverage runs between 10 & 15 Euro per day.
Also, depending on the company "Excess" coverage (to reduce the 'Deductible' on the CDW is usually considered an extra. Fuel covers the cost of the initial Full tank of fuel (Petrol or Diesel) and remember that the hose colors are opposite in Ireland from the US -- here, green denote gasoline (Petrol) and Black is used for Diesel. In Ireland the opposite is true.
A compact car (like a Ford Focus or a VW Golf will require as much as 80 Euro. Most companies will give that back, if you return the car full (and that means FULL -- NOT 'Nearly Full'-- BUT some companies insist that you return it empty and give NO credit for any unused fuel.
All companies will ask if you are taking the car to Northern Ireland and SOME (but NOT all will charge you a FEE (around 30-35 Euro) for coverage. If you lie and then have an accident or a break-down while in the North, they can void your insurance coverage so that's NOT a good idea.
I did a quote on the Dooley website for all-inclusive (meaning CDW and Excess using the arbitrary dates of 14-20 June:
Now, I have only ever bought the extra insurances ONCE in twenty visits as I have a Credit Card that covers Irish Rentals and when I go to Ireland, the only thing I use that card is for the Car Rental -- so I don't worry about a 2,000 - 5,000 Euro 'Hold'. In all those times, I've had to buy 3 tires and I had one alloy wheel straightened due to hitting potholes. I had replaced the first tire (in 2005) at an independent shop for 100 Euro. In 2009 I had the front tire (and the rim straightened) at independent shop for 150 Euro but I missed spotting the damage to the rear tire and the car hire company charged me 200 Euro for it!
So -- If you don't buy tire coverage save yourself some money and grief and get it fixed before you return the car. If you DO buy the coverage, the company will instruct you how to deal with a tire issue.
Most companies also offer 'Personal Injury Coverage' but I don't know anyone who has bought it.
I am one of those folks who has used Easy Tour twice with much success! I recently booked two more vehicles with them for our Sept/Oct trip. However, they did NOT have the pre-pay option. You get, however, a guaranteed absolute inclusive price quote (except for tires and glass coverage-which you have an option to purchase at the pick-up desk upon arrival). It is payable in Euros, and charged to your card at the end of the rental when you return the car. This quote covers CDW and SCDW. I believe you can waive SCDW with Easy Tour but not sure about waiving the regular CDW and using your credit card insurance. That would be a good question for Conn via email or you can try his toll free phone number.
I did use credit card coverage once with my World Master Card, back in 09, the only time I had a bumper scrape in Ireland, and I had to jump thru a lot of hoops, and then never got totally reimbursed. My cc insurance wanted proof of down time for the car during repairs AND Europcar/IrishCarRentals/Enterprise never would send me that documentation, after numerous email and even long distance phone requests.
Dooley's quote was always higher for previous trips and higher for this upcoming trip. however, their advantage is pre-paying in $'s to avoid the foreign transaction fee as Bob pointed out, and if you think the Euro might go higher, this would indeed lock in the price. (The Euro has gone from $1.10 to $1.14 since we booked our trip, so it is a consideration). Of course, you can't outguess currency values, it could go the opposite way also!