Atm fees

Mainer82 · Member

Atm fees

Sidz · Guru

Most of your needs can be handled by any credit card such as American Express, Visa, and Mastercard. There are ATMs just about everywhere in Ireland, so getting Euros this way is quite simple.

Your bank doesn't need an affiliate in Ireland. Don't exchange money or anything, or take travelers checks. Use your credit card and it will be the best way to go for small fees back on the US end.

Dude · Guru

Your debit and/or ATM card will work just fine to get cash. Just be sure to use the bank ATMs and not ones in c-stores or petrol stations. There won't be any fees from the Irish banks. Check with your home bank; my locally owned bank doesn't charge a fee for out-of-network ATM use. Do be sure to let the bank know you will be using it in Ireland so they don't panic and put a hold on it.

Using a credit card to get cash can be pretty expensive as they start charging interest the minute the money hits your wallet.

Use your credit card for the big purchases, although most will charge a Foreign Transaction fee; my Citibank MasterCard charges 3%. Some do, some don't. Michele's "Money" link will have lots of useful info; you can also do a search of the forum as this has been discussed many times.

Mainer82 · Member

I called my bank today and they don't charge any fees. Looks like I'll just withdraw euros from the atm then. Good to know about the credit cards though, as I have a citicard as well. Thanks everyone!

Michele Erdvig · Host

Mainer,

Look on the back of your ATM card. Does it say Plus or Cirrus?

Michele

Roy · Guru

I pay as I go using ATM's to the fullest extent possible. My credit union does not charge a foreign transaction fee. Remember to tell your bank where and when you'll be traveling to avoid any snags while you are away.

Mainer82 · Member

I have a Plus and Nyce symbol.

Michele Erdvig · Host

Mainer,

Since you have the Plus symbol, you should be good to go. Be sure to have a 4-digit numerical PIN.

Michele