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Post Info TOPIC: Bob's 2017 'Whirlwind Tour' -- In (Possibly Too Much) Detail


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Posts: 10526
RE: Bob's 2017 'Whirlwind Tour' -- In (Possibly Too Much) Detail

I have rented with Fox several times. They use Dooley so Dooley's rules apply to the rental. I have not actually been charged when waiving the insurance and letting my card cover it. If you look at your credit card info online you will see what you think is a charge but it is only a "hold". You can actually phone them and talk with them: If you want to speak with Dooley:

Each sales rep will tell you something different. You can call 50 times and get 60 different answers. I have never had a problem using my credit card insurance with Fox/Dooley and I haven't actually been asked to provide the cc letter at the counter.

You have done all your homework. I think you are safe to go.


"Ireland Expert"  Michele Erdvig

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Posts: 14

Thanks Michele.

The only concern with being charged the 3000, then getting it refunded if no damage is the conversion from Euro to USD.  When we went on our last trip, the Dooley Fuel Fee was charged and then they refunded it.  Due to differences in the conversion rate, we still wound up paying a small amount.  Like the charge came to $120 USD but the credit was only $117 USD.  Not sure if those were the exact figures, but you get the idea.

In my case it's slightly different. I will not be using CC coverage, but rather Rental Car Damage coverage that is part of the Trip Insurance (Worldwide Traveler Protection Plus) that I purchased for this trip. Below is the text of the coverage pertaining to Rental Car Damage, which is part of this Trip Insurance:

You are eligible for benefits up to the Maximum Benefit Amount shown in the Confirmation of
Benefits, if You rent a car while on Your Trip, and the car is damaged due to collision, theft,
vandalism, windstorm, fire, hail, flood or any cause not in Your control while in Your possession, or
the car is stolen while in Your possession and is not recovered.
We will pay the lesser of:
a. the cost of repairs and rental charges imposed by the rental company while the car is being
b. the Actual Cash Value of the car; or
c. the amount shown in the Confirmation of Benefits.
Coverage is provided to You, provided You are a licensed driver and are listed on the rental
Coverage is not provided for loss due to:
1. any obligation of You, a Traveling Companion or Family Member traveling with You assumed
under any agreement (except insurance collision deductible);
2. rentals of trucks, campers, trailers, motor bikes, motorcycles, recreational vehicles or Exotic
3. any loss which occurs if You or anyone traveling with You are in violation of the rental
4. failure to report the loss to the proper local authorities and the rental car company;
5. damage to any other vehicle, structure or person as a result of a covered loss;
6. any loss as the result of or attributed to driving the rental vehicle: while under the influence of
alcohol or any illegal substance or the abuse of a legal substance; while using any medication
which recommends abstinence from driving; in a speed competition; for compensation for hire;
for illegal trade purposes, or transporting contraband;
7. any loss as the result of physical damage or loss attributed to: mechanical failure or
breakdown of the rental vehicle; wear and tear, gradual deterioration, corrosion, rust or
freezing; any neglect or abuse of the vehicle; any dishonest act or conversion; any
consequence of war (declared or otherwise); or contamination by a radioactive material.
Exotic Vehicles means Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone,
BMC/Leyland, BMW M Series, Bradley, Bricklin, Clenet, Corvette, Cosworth, De Lorean, Excalibre,
Ferrari, Iso, Jaguar, Jensen Healy, Lamborghini. Lancia, Lotus, Maserati, Mercedes Benz, MG,
Morgan, Pantera, Panther, Pininfarina, Porsche, Rolls-Royce, Rover, Stutz, Sterling, Triumph, and
TVR, or any antique or any car with a Manufacturers Suggested retail Price (MSRP) over $50,000.
The following outlines Your duties in the event of any damage to the vehicle. You must:
a) Take all necessary and reasonable steps to protect the vehicle and prevent further damage to
b) Report the loss to the appropriate local authorities and the rental company as soon as
T210-IP-WTPP-FL 22
c) Obtain all information on any other party involved in the Accident, such as name, address,
insurance information and drivers license number;
d) Provide Us all documentation such as rental agreement, police report and damage estimate.
These benefits will not duplicate any other benefits payable under the Policy or any coverage(s)
attached to the Policy.

-- Edited by QuiGonJohn on Tuesday 27th of March 2018 05:23:41 AM

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