ATM Question

Sidz · Guru

ATM Question

CowboyCraic · Guru

Sidz,

Credit Cards are still accepted throughout Ireland in the major cities & towns. They are becoming more readily accepted in the smaller villages and towns, as well. ATMs are preferred over traveler's cheques which are not widely accepted. Just make sure that, if you are going to be using your ATM card from your checking account , you let your bank know and verify that knowledge before you leave. I was using my in Ireland last year and came home to find out that they had shut down my account because they couldn't contact me to verify the transactions.

Slan Go Foill,

Bit

Michele Erdvig · Host

Sidz,

When discussing ATM cards I mean your bank card or debit card issued by your bank where you have your savings/checking accounts or at a credit union. These are inserted into the bank ATMs in Ireland to withdraw cash.

A credit card is different. Are you thinking of taking a cash advance off a credit card? Or are you just using it as a regular credit card around Ireland?

Personally, I use both. I put everything possible on my credit card. At places that do not take a credit card (like some B&Bs) I withdraw cash from the Irish bank ATMs using my ATM card from my credit union.

Michele

Sidz · Guru

My plan was to just use a regular credit card for both ATM cash and for some expenses when B & Bs and other places will take them. Is the rate of exchange the same for using credit cards at ATMs as it is for Debit Cards?

Thanks.

Irrover · Veteran Member

No, No, No! Using credit cards are a cash advance which has at least a 3% fee plus interest starting right away. Debit Cards are usually free depending on your bank and usually just a small percentage (again depending on your bank)

Michele Erdvig · Host

Sidz,

Irrover is right. Getting a cash advance on your credit card will cost you big time. For getting cash from ATMs use your bank or credit union debit or ATM card.

Michele

Sidz · Guru

My thanks to all!!!!

Debit card it is.

Best regards.

Michele Erdvig · Host

Sidz,

You're welcome! Be sure to read my "Tips & Tricks" page too. And call all your cards in advance to inform them of your travel dates.

Michele