Members Login
Username 
 
Password 
    Remember Me  
Post Info TOPIC: Travel Insurance: Looking for recs by Irene Lee


Host

Status: Offline
Posts: 10684
Date:
Travel Insurance: Looking for recs by Irene Lee
Permalink Closed






Irene Lee
Registered User
Posts: 18
(3/27/04 10:07 pm)

Travel Insurance: Looking for recs


I travel around the country almost every month and I seem to be a magnet for trip delays and the like. More so than average I'm told. It's become a big joke at work.

But if it happens to me this July on my trip to Ireland I won't be laughing. We have to fly to Chicago to get the Aer Lingus flight and we only have 3 hours to do so. In the past I have bought travel insurance, but on that trip we needed a lot of coverage because we were going into the Himalayas for 30 days and medivacs are very expensive. That insurance coverage for both of us was over $300. This trip is a lot cheaper for one thing and only the basic medical coverage is needed. I'm really only worried about trip cancellation/interruption but medical coverage is just as important because accidents do happen. Now I can't seem to find anyone with coverage under $100. But I admit I only looked at 2 companies and then came here

Making a long story short (I know too late for that)does anyone have any recommendations for travel insurance companies that they have personally used or have 3rd party knowledge of who might be a bit cheaper? I don't think age is an issue as we are only 38 and 41 and in perfect health.

Any advice is welcome and greatly appreciated.

Irene



Michele Erdvig
ezOP
Posts: 2371
(3/28/04 12:11 am)

Re: Travel Insurance: Looking for recs


Hi Irene,

I really don't have a personal recommendation. Perhaps someone else will. Aer Lingus has trip insurance but it must be purchased on the day you buy your ticket. They also have another plan that covers you for a whole year: Multi-Trip Annual Business and Vacation Travel Insurance for $150 for one person or $250 for yourself and a spouse.

Michele



nicurnc
Registered User
Posts: 5
(3/28/04 12:18 pm)

Re: Travel Insurance: Looking for recs


Try www.insuremytrip.com. I have used them to find insurance for our vacations, they will give you several options and then you can choose what works the best for you.

Loretta



Irene Lee
Registered User
Posts: 19
(3/28/04 11:59 pm)

Re: Travel Insurance: Looking for recs


Thanks for the link Loretta. I found a plan that was perfect for us. Trip delay/cancellation, medical coverage, expatriation of remains, and even an additional coverage for the rental car. So I now if we get into an accident even the huge deductable is covered. It also covers in the event of terrorism at cities along our itinerary. All for just $168. Pretty good deal. Hopefully we won't need any of it.

In case anybody is wondering I went with CSA Travel Protection Silver Plan. Underwritten by Stonebridge Casualty Insurance Company.

Thanks for the tip.



Irene Lee
Registered User
Posts: 20
(3/29/04 12:07 am)

Re: Travel Insurance: Looking for recs


The Aer Lingus insurance has to be purchased on the same day as the tickets. Unfortunately mine have been bought for a month now.

But even though it's more expensive than the one I purchased, AerLingus insurance multi tip covers you throughout the year for multiple trips. The only downside is that the trip cancellation refund amount is only $4000 per person. That might be too low for some people who choose to travel with tours.

Good information to have for future trips. Thanks Michelle.



nicurnc
Registered User
Posts: 6
(3/29/04 8:27 am)

Re: Travel Insurance: Looking for recs


Glad to have offered some help,Irene. This site has been so helpful to me in planning our trip.
I've used CSA several times, they really do offer a lot of coverage for the buck! The only time we've needed to use trip insurance was on a cruise, my husband's Mom passed away our first night at sea. We had to wait until the ship put into a port to leave....what a nightmare. We were insured with Travelguard, they did pay, but not without a big fight and were pretty expensive. Don't think I'd use them again.

Loretta



Irene Lee
Registered User
Posts: 21
(3/29/04 3:24 pm)

Re: Travel Insurance: Looking for recs


I can't even imagine finding out about my mom while I was on vacation and being stuck onboard a ship.

May I ask what Travelguard fought you on? I've wondered what kind of loophole or excuse they'd try.







__________________

"Ireland Expert"  Michele Erdvig

Click links for Michele's Book or Custom Ireland Itinerary

Visit Michele's Irish Shop for unique Irish gifts and beautiful photos of Ireland.

Page 1 of 1  sorted by
Quick Reply

Please log in to post quick replies.

Tweet this page Post to Digg Post to Del.icio.us


Create your own FREE Forum
Report Abuse
Powered by ActiveBoard