Car Rental insurance

Devans · Newbie

Car Rental insurance

Michele Erdvig · Host

Debra, Welcome to the forum.

If you have purchased travel insurance each policy is different. Best to read the policy "fine print" or contact the company for more info. Have you inquired of your own health insurance to see if you are covered abroad?

Third Party Liability Insurance: Covers damage to people or property outside your rental car. This is mandatory and is included with every car rental in Ireland. So if you crash into another vehicle this will cover it.

Hope that clarifies things.

Devans · Newbie

Yes thank you.

Itallian Chauffeur · Moderator

Please also be aware that you need to verify that the rental company accepts your Chase coverage (They PROBABLY will) -- and what conditions they apply.

In MOST cases, they will require a ''Letter of Coverage'' that is dated within 21 days of your rental specifically stating that coverage applies to the Republic of Ireland. If you call Chase, they will email it to you and you will need to print out a copy o present at the rental counter.

There will also be a large 'Hold' placed on your card as a Security Deposit in the event you do damage to the vehicle -- which can range anywhere between 2500 to 5000 Euros. This is above and beyond the actual rental. If NO damage is discovered upon return, the 'Hold' is released.

Devans · Newbie

Thank you, I will have to figure out how to get the letter of coverage within the 21 day period as we are first traveling in England, Wales and Scotland for 21 days. I probably can figure out how to call them.

Michele Erdvig · Host

Call your card and ask for the UK phone number. Tell them why you need it. Otherwise there is usually a number on the back of the card that can be dialed when out of the country.